The SBI Clerk 2025 exam is a national-level banking exam conducted by the State Bank of India (SBI) to recruit candidates for the post of Clerk (Customer Support & Sales). This exam is highly competitive and consists of multiple phases. Below is a step-by-step explanation of the complete selection process for the SBI Clerk 2025 exam:
SBI Clerk 2025: 1. Eligibility Criteria
Before applying, candidates must meet the following criteria:
- Nationality: Must be a citizen of India.
- Age Limit: 20 to 28 years (Age relaxation is applicable for reserved categories).
- Educational Qualification: Must have a Bachelor’s degree in any discipline from a recognized university.
SBI Clerk 2025: 2. Selection Process
The SBI Clerk Exam consists of three major stages:
Stage 1: Preliminary Examination (Phase-I)
This is the first qualifying round and consists of three sections:
| Section | Number of Questions | Marks | Time Allotted |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 1 hour |
- Negative Marking: 0.25 marks are deducted for every incorrect answer.
- Qualifying Nature: Candidates must clear the cut-off marks decided by SBI (varies by category & state).
- Result: If a candidate qualifies, they are eligible for the Mains Examination.
SBI Clerk 2025: Stage 2: Main Examination (Phase-II)
Candidates who clear the Preliminary Exam move on to the Main Exam, which consists of four sections:
| Section | Number of Questions | Marks | Time Allotted |
|---|---|---|---|
| General/Financial Awareness | 50 | 50 | 35 minutes |
| General English | 40 | 40 | 35 minutes |
| Quantitative Aptitude | 50 | 50 | 45 minutes |
| Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes |
| Total | 190 | 200 | 2 hours 40 minutes |
- Negative Marking: 0.25 marks are deducted for incorrect answers.
- Merit-Based Selection: Candidates must score above the cut-off to qualify for the final selection.
SBI Clerk 2025: Stage 3: Language Proficiency Test (LPT)
Candidates who qualify for the Mains Exam must clear the Language Proficiency Test (LPT):
- This is conducted in the official language of the state for which the candidate has applied.
- If the candidate has studied the language in 10th or 12th grade, they are exempted.
- If not, they must pass an LPT conducted by the bank.
3. Final Selection
- The final merit list is prepared based on the marks obtained in the Main Examination.
- Preliminary exam scores are NOT considered in the final selection.
- Selected candidates are appointed as Junior Associates (Clerks) in various SBI branches across India.
4. Job Role & Responsibilities
Once selected, the SBI Clerk is responsible for:
- Customer interaction & service.
- Handling transactions, cheques, and deposits.
- Resolving customer queries.
- Marketing financial products like loans and insurance.
5. Salary & Perks
- Basic Pay: ₹19,900 per month (Initial).
- Total Salary: ₹29,000 – ₹31,000 (Including allowances).
- Other benefits include medical insurance, PF, bonuses, and leave benefits.
6. Career Growth
SBI Clerks have excellent career growth opportunities, including promotions to Junior Manager (PO), Assistant Manager, Branch Manager, etc. through internal exams.
The SBI Clerk Exam is a golden opportunity for banking aspirants. Though highly competitive, smart preparation, time management, and consistent practice can help candidates succeed.
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